Did you know that more Americans worry about being able to pay an unexpected medical bill than any other type of healthcare cost or household expense?

It’s not just the uninsured or self-insured who worry. Those with employer-sponsored health insurance do, too. As more employers move to HDHPs and deductibles are pushed ever higher, the financial strain can have unintended consequences with serious results.

HSAs are not the answer. Employees need and value the security of insured coverage, but employers must protect the benefits budget. There’s another answer that’s a win-win for employers and employees, and it won’t break the budget.

Start by taking a look at these numbers on the unintended consequences of HDHPs.

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