Almost half of employers are experimenting with innovative health plan design ideas in an effort to cut costs and improve member experience, according to a National Business Group on Health survey.

There are a lot of new and interesting ways to structure our health plan to achieve those goals, but it can be daunting to evaluate them all.

This whitepaper outlines eight ways you can adjust your plan design today, and the pros and cons of each. That includes:

• Member confusion around cost-sharing
• The limited number of in-network specialty care providers
• Surprise bills from in-network facilities that include out-of-network services
• Prior authorizations that create member friction
• Limits to what’s classified as “preventative”
• And more!