Elevated inflation is pushing credit card spending to new heights. Cardholders are using credit cards more frequently, and choosing products with rewards and cash-back programs over others.

This report analyzes 2023 data to uncover:

• Cardholder types and their payment habits
• Trends of increased credit card reliance
• Factors that influence revolving balances
• Value-added features most important to cardholders

Download the report to learn more and ensure your credit card program is supporting members during today’s uncertain economic environment.