When the front door of a house is locked, burglars look for an open window. Digital identity fraudsters are no different. They’re modern cat burglars: instead of prowling in dark alleys, they’re scrolling the dark web, and their next target could be your organization. How equipped is your fraud stack for when these criminals come knocking?

Balancing fraud and friction is a complex problem and it has created a complex fraud stack that’s costly and hurts growth. As leaders are continued to be pressured into cutting costs, it’s time to take a step back and detangle the overengineered fraud stack.

Key Takeaways

• Fraudsters have continuously evolved and evaded, and tech stacks can’t keep up. These changes created fraud stacks that are full of inefficiencies and hurt conversions of genuine users.
• Fraud prevention professionals are under pressure to cut costs. By understanding red flags that signal an overengineered tech stack, you can start simplifying it to save money and streamline onboarding.
• Learn how behavioral analytics can benefit organizations looking to reduce fraud risk and false positives without adding to the fraud stack.