Fintechs are seeing data as a difference maker as they aim to take a broader swath of financial services business.

A leading data aggregator wanted to improve its relationship with banks. So it hired bankers.

In competitive fields like cross-border payments, some fintechs are finding "coopetition" with banks to be the key to growth.

On the regulatory side, six fintechs asked the CFPB for proactive guidance on the intersection of artificial intelligence, alternative credit data and unintentional bias. The FDIC's first chief information officer pinpointed technology as the best weapon to empower the underbanked. And a recent executive order shows financial data sharing is on the Biden administration's radar.

Meanwhile, banks and fintechs alike are facing threats from retailers' business models — and from a massive pandemic-era spike in malicious cyber activity. 

Banking Dive has published a number of pieces that lay out some of the challenges and successes disruptors are facing. We hope you find this collection valuable to better serve your customers' needs.