To Pay or Play? That’s the big question for service-industry brands, so we've broken down ACA requirements into a simple flow chart, so all you have to do is answer yes or no to add up how much you'll owe. Request now to:

• See how much you’ll pay in ACA fines if you choose to ‘Pay’ in 2015
• Find out average per-employee costs for providing health care coverage
• See typical Employer Shared Responsibility Payment provisions, deadlines and fines
• Calculate costs for not offering a plan vs offering one that's not affordable
• Learn two 'affordability' clauses that could cost you $3,000/employee if you don't