Improve Your E-Mod Rating & Positively Influence Workers’ Compensation Costs

Workers' compensation insurance can be a significant percentage of your total insurance cost and premium is based on a business' experience modification (E-Mod) rating. Understanding your E-Mod rating and how to lower it can help improve your work comp claims experience and costs.

This checklist includes tips in the areas of: 

  • Communication 
  • Claims
  • Safety
  • Hiring Practices

Ultimately, this checklist will provide you with more details on how to lower your E-Mod rating and workers' comp costs.



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